Quotes Chimp remedy to this issue would be to create a new state office: Public Advocate. The occupation of Public Advocate would be to choose the side of the typical insurance consumer when issuees of premium rate increases, insurance policy wording, insurance laws, or other problems of crucial import to consumers are being debated in the legislature or determined by the insurance commissioner. A Public Advocate would have the time, cash, tips, and skill to efficiently represent the consumer's viewpoint. This is tremendously significant from my view because I do not consider that the consumer is sufficiently represented in authorities. This new office would balance the equation.